Traveling isn’t just sunsets and good vibes – especially if you train, stay longer abroad, or live a digital nomad lifestyle. One thing I’ve learned the hard way: good travel insurance is not optional. Post includes ad links.
What I personally use
For longer stays and more active travel, I use Genki travel health insurance.
It’s specifically designed for travelers and digital nomads, and one big plus for me is that it also covers injuries from sports like Muay Thai and other combat sports. My plans cost around 64 € per month.
For shorter trips, I’ve used Revolut travel insurance, which covers trips up to 90 days. Plans start from around 9,99 € (Revolut Premium), so it’s an easy and affordable option.
Why this actually matters
I’m not talking about “just in case” – I’ve actually needed it. In tropical destinations, things happen.
For example:
- Skin infections – very common in fight gyms
- Food poisoning – more than once
- Stomach issues that required medical imaging
- X-rays and hospital visits
And here’s the reality most people don’t think about: At the hospital, they will ask:
“Who pays – you or your insurance?”
If you can’t pay, you’re not leaving. There is no “send the bill later” situation in many countries. So think about accidents or other emergencies: insurance is actually a cheap investment if it saves your life.
The reality of traveling without insurance
Many people take the risk to save money.
But one hospital visit can cost hundreds, thousands, or even more. Most good insurance plans also include a medical evacuation flight back to your home country if needed.
Insurance is one of those things you don’t think about – until you really need it. And when you do, it can literally save you from a very stressful situation.
Final thought
Travel gives you freedom, but it also comes with responsibility.
If you’re:
- Training abroad
- Traveling long-term
- Living a digital nomad lifestyle
👉 Make sure you’re properly covered.
Because when something happens, you don’t want to be thinking about money – you want to focus on getting better. Stay safe out there!
